Shinhan Financial Group exceeded a shareholder return rate of over 50% for the first time last year, demonstrating an early fulfillment of its value-up promise. With growth in non-interest income and a strong performance in the global sector, the group achieved an annual net profit of 4.9716 trillion won, an 11.7% increase from the previous year.
On the 5th, Shinhan Financial Group announced that it had achieved a net profit of 4.9716 trillion won for the year 2025 through its business performance disclosure.
The growth centered on non-interest income and efficient cost management drove the improvement in performance. Particularly, non-interest income increased by 14.4% from the previous year, proving a qualitative improvement in the group's revenue structure.
The shareholder return policy is the largest in history. Shinhan Financial executed a total shareholder return of 2.5 trillion won, combining 1.25 trillion won for share repurchases and cancellations and 1.25 trillion won for dividends. The shareholder return rate reached 50.2%, surpassing the initial goal of a "50% shareholder return rate" ahead of schedule. The board of directors resolved to pay a cash dividend of 880 won per share (570 won previously + an additional 310 won) and plans to repurchase an additional 50 billion won worth of treasury shares in the first half of 2026.
The global sector also achieved outstanding results. Shinhan Financial became the first domestic financial institution to surpass 1 trillion won in global pre-tax profit (1.89 trillion won). This was the result of expanding the local customer base in key countries such as Vietnam (272 billion won) and Japan (179.2 billion won).
Among subsidiaries, Shinhan Investment Securities recorded a net profit of 381.6 billion won, a 113.0% increase from the previous year. Shinhan Asset Management, which had incurred losses the previous year, successfully turned a profit of 19.6 billion won. The group maintained a stable capital adequacy with a return on equity (ROE) of 9.1% and a common equity tier 1 ratio (CET1) of 13.33%.
Shinhan Financial plans to strengthen support for the real economy this year. A total of 20 trillion won will be allocated for productive and inclusive finance. This includes 2 trillion won for venture capital investment, 13 trillion won for corporate loans, and 3 trillion won for inclusive finance, such as the Value-Up 3 Series.
Jang Jeong-hoon, Vice President of the Finance Department at Shinhan Financial Group, stated, "Despite the uncertain environment, we consistently pursued a value-up strategy centered on return on equity (ROE) and achieved significant results." He added, "Based on solid financial fundamentals, we will continue our predictable shareholder return policy and fulfill our role as a financial group that supports real economic growth."